Board of Directors
Ken Hoagland
President
Pronouns: He/Him/His
Kenneth.hoagland@gmail.com
303-808-8771
Board Tenure: 2014-present
Ken Hoagland is founder and principal in Community Capital Corp., a real estate consulting and financing firm in Denver, CO. Community Capital is a leader in affordable and senior housing by being part of developing over 6,500 affordable and senior units throughout the western United States and assisting many organizations with planning and management issues. Mr. Hoagland holds a masters in Regional Planning (UMass.-Amherst) and taught a graduate level course in real estate development finance at UC-Denver for 30 years. His 40+ years of experience includes work at HUD (Washington, D.C.), Maryland’s Community Development Agency, a private developer and a Denver lender. His civic involvement includes numerous nonprofit boards (Neighborhood Housing, Mercy Housing, Inc., Mercy Loan Fund, Kentucky Circle Village., St. Anne’s Episcopal School, Leading Age (formerly Colo. Assoc. of Homes & Services for the Aged), Colo. Housing NOW!, Colorado Housing Campaign and Housing Colorado!, Seniors, Inc. and First Plymouth Foundation) plus many community projects.
Shahen Gharibian
Treasurer
Shahen.Gharibian@anbbank.com
303-394-5634
Board Tenure: 2024-present
Shahen Gharibian is a Vice President, Banking Officer, at ANB’s Denver Tech Center Banking Center, assisting the Denver Metro community with consumer and commercial lending and deposit needs with compassion and extensive financial knowledge. Shahen has over 24 years of banking
experience, mainly stemming from his ventures at FirstBank (2001-2017) and at ANB Bank (2017-present). As a Vice President, he ensures customer satisfaction and takes an active role in the community. His previous management experience, along with his welcoming nature, makes him a great leader in the Banking world. Shahen is actively involved in his community. He serves as Board Treasurer for The Empowerment Program Inc. and is a frequent guest speaker/volunteer for BankWorks throughout the year. In addition, Shahen has also been a volunteer with Junior Achievement since 2010.
Shahen graduated from Glendale High School in California and moved to Denver in 2001 to further complete his education at Community College of Denver and Metro State College of Denver. Outside of his professional pursuits, Shahen enjoys family time with his wife and two children, is a huge supporter of FC Arsenal, and very passionate about barbequing delicious meals.
Nadine M. Kerstetter, M.Ed.
Director
Board Tenure: 2022-present
Nadine is an educator and reentry specialist for justice involved individuals. Nadine earned a bachelor's degree in communication, with a minor in women and ethnic studies, from Colorado Women's College of the University of Denver, and earned a master's degree in education from Regis University. She has been employed by Colorado Department of Corrections since January 2016, and works at Denver Women’s Correctional Facility where she teaches a college and career readiness curriculum. Nadine works part time for National Corrective Training Institute facilitating court ordered classes using the cognitive behavior change curricula Crossroads. She is also certified to teach 7 Habits, Why Try, REAL Essentials, and Decision Points. Nadine is an advocate for social justice and follows legislation as a committee member for St Andrew’s Episcopal Church, Social Justice Ministry and Colorado Council of Churches, Voices for Justice. She also serves on the board of Colorado Adult Education Professional Association as its secretary. Nadine has connected justice involved women to The Empowerment Program since she began working with the population as a case manager for Community Works in 2008.
Owen K. Medina Loftus
Director
Board Tenure: 2024-present
Owen Medina Loftus is the senior director of external affairs at Unite America where he is responsible for overseeing and building the organization's coalitions program. Previously, he served as program director at the Gill Foundation, the leading funder of LGBT equality in the nation, where he led strategic planning, program implementation, and the organization’s allies and federal portfolios. He has also held communication director roles for notable campaigns and organizations, including in the Colorado House of Representatives; the Colorado Republican Party; and Freedom for All Americans, an LGBT rights group. Owen holds a Master of Arts degree in Art History and Visual Culture from Lindenwood University, with a research concentration on the art of Colonial New Mexico. Outside of his professional pursuits, he enjoys reading, exploring art, discovering Denver’s newest bars and restaurants, and traveling with his partner, as well as cherished family and friends.
Nicole Rodriguez, MSW
Director
Board Tenure: 2024-present
Bio: Nicole earned her Masters of Social Work from the University of Denver, and a double major in Psychology and Political Science from the University of Colorado. Her 15 years in law enforcement and her time as a Custodian of Records at Bank One gave Nicole a unique perspective on the legal system with a financial focus. She combined her love of local government and policy with helping others in a mental health setting through social work. She is currently a Case Manager at Impact Center, Department of Community Corrections for the City and County of Denver where she uses her expertise to advise her clients towards successful re-entry into the community. Nicole stays involved in her community as a Treasurer for the special tax district in Adams County. She has also volunteered as a board member for several start-up non-profits that focus on financial literacy for adults, and efforts to stabilize the family unit. In her free time, Nicole enjoys crafting and spending time with her family.

